SIPP Pension Investment
With us, investors can use their pension funds to invest within our hotel resorts using a Self Invested Personal Pension (SIPP).
SIPP Pensions
A SIPP is a personal pension where the person investing for retirement decides what their pension fund is invested in. Traditionally pensions are managed by a pension fund manager who can invest in volatile stocks and shares and the investor has no control or influence on this decision. Any type of pension can be transferred into a SIPP. Many people have several 'frozen' pensions from previous employment or businesses / personal pensions that they can transfer.
SIPP Investments
An investor using a SIPP pension is entitled to full tax relief, meaning that if a 40% tax payer paid in £100,000 it could only cost him £60,000. It is also possible to increase the amount of funds available in a SIPP pension by borrowing up to a further 50% of the value of the SIPP. For example if a SIPP has funds of £300,000, it can borrow another £150,000 making £450,000 available to invest.
SIPP Property Purchase Benefits
- SIPP property purchase provides a unique opportunity to buy a hotel resort property using pensions
- No requirement for cash investment, but there is tax relief on contributions up to 40% if you decide to invest cash
- No dividends to be taxed on SIPP property investments
- No Capital Gains Tax on SIPP property investments
- Possible inheritance tax benefits with SIP investments
- Pre-agreed lending liability based on the property asset NOT the individual
- A SIPP pension can be syndicated so to or more people can pool their pension funds to invest, ideal for husband and wife or group investment
- Most types of pension can be accepted into a SIPP
- A tax efficient way to invest for your retirement
This is a complex area and it does need professional advice. This is why we have teamed up with a leading independent wealth management company specialising in financial planning. We can arrange for a no-obligation assessment of your existing pensions and retirement provision, free of charge for potential investors to assess whether their exsiting pension plans may be transferred into a SIPP pension. If you are interested in a SIPP investment, call our sales team now on 01782 479244 or complete the enquiry form by clicking here.
ROC investments does not offer financial advice
ROC investments is not regulated by the Financial Services Authority
ROC investments do not provide any advice on SIPPs direct. We will introduce all interested clients to an authorised FSA firm for this purpose.
